Eligibility Conditions for your Financing
At LYNVEREST, we advocate a relationship of mutual trust. To guarantee the sustainability of our services and the security of your commitments, we have defined clear and fair criteria.
The Fundamental Criteria
Each file is studied with particular attention to ensure a response adapted to your real situation.
Financial Stability
You must justify stable income (wages, commercial income or self-employed activity) to guarantee the serene repayment of the loan.
Borrowing Capacity
Your repayment capacity must be sufficient in view of your current charges and the planned monthly payment.
Contract Signature
Formal acceptance and signature of the loan contract are mandatory before any transfer of funds to your account.
Compliance with Deadlines
A firm commitment to scrupulously respect the monthly repayment schedule defined during the signature.
Personal Contribution (RE)
For any real estate credit, a personal contribution between 10% and 20% of the total project amount is generally required.
Legal Status
You must be of legal age (18 and over) and reside legally in your country of residence at the time of application.
Integrity & Good Faith
Total transparency and a demonstration of good faith are essential throughout the process, from simulation to final validation.
Support Documents Folder
For the study of your solvency, the following documents will be requested by your dedicated advisor:
- Valid ID document
- Proof of residence
- Latest bank statements
- Pay slips / Balance sheets
- Employment contract
- Tax notice
Important Note
The security of your data is our priority. All documents transmitted are subject to high-level encryption and are treated with the strictest banking confidentiality.
Ready to move forward?
If you meet these criteria, your project has every chance of success. Get your free simulation in less than 2 minutes.